Brett Geappen Financial ServicesBrett Geappen Financial Services
  • Home
  • About Us
  • What We Do
  • Our Process
  • Resources
    • Diary Notes
    • Client Manuals
    • Client Newsletter
    • Our Videos
    • Fact Sheets
    • Fact Finder
  • Contact

Contact Us

03 6240 7656
bgeappen@bgeappenfs.com.au
Suite 7, 2 Bayfield Street Rosny Park TAS 7018

 

Close

Sign up to newsletter

Hi there!

We hope you enjoy reading our content. We would love to notify you when we put new content up on our website.

Subscribe with us today!

Sign up to newsletter

From Dreaming to Doing – Preparing for Your Meeting

From Dreaming to Doing – Preparing for Your Meeting

You’ve done the hard work—clarified your goals, considered life’s uncertainties, and structured a plan. Now it’s time to take action by walking into your adviser meeting fully prepared with the insights and examples we've covered over the past three weeks.

You’ve done the hard work:

You know what you want, you’ve structured your goals, and you’ve thought about life’s curveballs.

Now, it’s time to put it all into action.

Here’s how to walk into your adviser meeting fully prepared using simple examples we discussed over the last 3 weeks:

✅ Bring a clear goals list: Short, medium, long term – with amounts and timelines that reflect Australian economic realities ($20,000 emergency fund, $134,841 home deposit, $1,000,000 retirement fund).

✅ Explain your ‘why’: Not just “I want to retire,” but “I want to retire at 60 with $1,000,000 in savings to support annual withdrawals of $40,000 (a 4% safe withdrawal rate) so I can volunteer full-time and travel three months each year.”

✅ Be honest about uncertainty: If you’re unsure about timelines or priorities, say so. Good advisers help you clarify, not judge you. Perhaps you’re torn between boosting your emergency fund from $5,000 to $20,000 or starting your home deposit fund-your adviser can help you weigh these options.

✅ Ask great questions:

  • “Given the choice between paying off my $30,000 HECS-HELP debt or starting my home deposit fund, which would you prioritise and why?”
  • “If property prices continue rising at current rates, how might we adjust my $134,841 deposit goal over the next five years?”
  • “What protection should I have in place before starting my investment journey? Is $500,000 of life insurance adequate?”
  • “How would my retirement projections change if I increased my super contributions by 3% of my salary?”

This week’s small challenge:

  1. Create a simple “Goal Summary Sheet” with your vision, goals, priorities, and big questions.
  2. Calculate your current financial position (assets, debts, income, expenses) to take to the meeting.
  3. If you have existing investments or superannuation, bring the most recent statements to show your current position.

Congratulations!

You’re now in a much stronger position to get advice that fits your life – not just your bank account. With clear goals, realistic numbers, and thoughtful questions, you’ll get far more value from professional financial advice.

Remember that the journey to financial wellbeing isn’t just about reaching a magic number-it’s about creating a plan that evolves with you through life’s changes while keeping your core values and aspirations at heart.

Your next steps are clear: finalise your goal sheet, book that adviser appointment with us, and start turning your financial vision into reality.

 

 
Anticipate Life Changes – Building Flexible Plans May 2025
Anticipate Life Changes – Building Flexible Plans
Reflection, Retirement

Anticipate Life Changes – Building Flexible Plans

Breaking It Down – How to Frame Your Goals Clearly
Reflection, Retirement

Breaking It Down – How to Frame Your Goals Clearly

The Big Picture – Why Financial Goals Matter
Reflection, Retirement

The Big Picture – Why Financial Goals Matter

Contact Us

© Brett Geappen Financial Services 2025
ABN 74 037 974 917 | Privacy Policy | Financial Service Guide

Website Disclosure

This website is published by Brett Geappen (No 270438) of Brett Geappen Financial Services Pty Ltd (No 1251646), who are Authorised Representatives of Synchron Advice Pty Ltd ABN 33 007 207 650, AFSL 243313 (The Licensee).

The information contained in this website and any of the resources available through it, including eBooks, fact sheets, and seminars (‘Content’), has been prepared for general information purposes only and cannot be construed or relied upon as personal advice. No investment objectives, financial circumstances, or needs of any individual have been considered in the preparation of the Content. Financial products entail risks of loss, may rise and fall, and are impacted by a range of market and economic factors. You should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.

Under no circumstances will Brett Geappen Financial Services Pty Ltd, Synchron Advice Pty Ltd, its officers, representatives, associates, or agents be liable for any loss or damage—whether direct, incidental, or consequential—caused by reliance on or use of the Content. This Content is restricted to Australian residents and is for the intended recipient only. Occasionally, Brett Geappen Financial Services Pty Ltd representatives or associates may hold interests in, or transact in, companies or products mentioned herein, and may receive fees or other benefits in connection with recommendations or facilitating transactions in such companies or products.